Health, life, dental and vision insurance for individuals, families and small businesses. Bryan compares every major carrier for you, at no cost. Pre-existing conditions welcome.
Appointed with
What we cover
Whether you're covering yourself, your family or your team, Bryan finds the plan that fits your needs and your budget.
Individual and family plans from top-rated carriers nationwide, including ACA marketplace plans.
Cleanings to major work. Preventive, basic and major dental coverage for individuals and families.
Annual eye exams, glasses and contacts, with affordable plans that keep your sight sharp.
Term or whole life policies so the people you love are always financially secure.
Competitive group health and benefits packages that help you attract and keep your team.
A past diagnosis shouldn't stop you. We find real, comprehensive plans, whatever your health history.
Know your options
ACA, Private Health Base, HMO, PPO. Here's what each one means, so you can choose with confidence.
Also called Marketplace or Obamacare plans. Government-regulated, they must cover essential health benefits and can't deny you for pre-existing conditions. Many people qualify for subsidies that lower their monthly premium.
Privately underwritten plans that can offer stronger benefits and a lower premium than many ACA plans. The trade-off: you answer a few medical questions to qualify. If you don't, we'll find you a great ACA plan instead.
You choose a primary care doctor who coordinates your care, with referrals for specialists. Lower premiums and out-of-pocket costs.
Best for: families on a budget with a preferred in-network doctor.
See any doctor or specialist, in or out of network, with no referral. Higher premiums in exchange for full freedom of choice.
Best for: people who travel or want to keep their own doctors.
Meet Bryan
I'm Bryan Mejia, a licensed health insurance advisor based in Miami, FL. I help individuals, families and small business owners find coverage that fits their life and their budget.
I'm not here to sell you a plan and disappear. I'll break your options down in plain language and stay with you after enrollment for questions, claims and renewals. No pressure. No confusion. Just clarity.
How it works
Share your needs, budget and any health considerations by form, call or text.
Bryan compares every major carrier side by side for your exact situation.
Your top choices in plain English. No jargon, no pressure, no hidden fees.
Pick your plan and we handle enrollment. Most clients enroll the same day.
ACA plans can't deny you or charge more for a pre-existing condition. That's federal law. We'll find you a real, comprehensive plan.
Client reviews
“Bryan made the whole process so easy. I was so confused about my options but he explained everything step by step. Found me an amazing plan that actually covers my medications. Couldn’t be happier!”
“I have diabetes and was told by multiple brokers they couldn’t help me. Bryan found me a comprehensive plan within days. He actually cares about his clients. I refer everyone I know to him!”
“As a small business owner I needed to offer my employees benefits but didn’t know where to start. Bryan set up our entire group plan and saved us thousands compared to what I was quoted elsewhere. Outstanding service.”
“Bryan got me covered with an ACA plan and I qualified for a subsidy that brought my premium down to almost nothing. I had no idea that was possible. He is genuinely looking out for you, not just trying to make a sale.”
“My whole family is now covered thanks to Bryan — health, dental, and vision all in one shot. He found us a PPO plan so we can keep our current doctors. The process was smooth and he answered every question we had.”
“I referred my coworker to Bryan and he got her covered in less than a week. Then I got my $100 referral bonus! Win-win. Bryan is the real deal — professional, knowledgeable, and actually responds when you text him.”
Referral program
Know someone who needs coverage? When they're approved and enrolled, you get $100. No limit on referrals.
Referral must be a new client. Valid for health, dental, vision, life and small business plans.
FAQ
No, it’s 100% free to you. Licensed advisors are paid by the insurance companies, so you pay the same premium whether you go through me, a call center or Healthcare.gov. The difference is you get expert guidance and a dedicated advocate.
Healthcare.gov only shows ACA plans, with no private options or personal advice. Call centers read from scripts. With me you get one licensed advisor who knows your situation, compares every major carrier and stays with you after enrollment.
Most clients enroll the same day we talk, with coverage active by the 1st of the following month. Private plans can start in as little as 24 hours.
You may qualify for a Special Enrollment Period after a life event like losing coverage, moving, marriage, a new baby or an income change. Private Health Base plans are also available year-round.
Yes. ACA plans can’t deny you or charge you more for a pre-existing condition. That’s federal law. We help clients with diabetes, heart conditions, cancer history, mental health needs and more.
Never. Your information stays with me and is only used to find you coverage. No lead-sharing, no sold lists, no telemarketers.
Yes. I offer health, dental, vision, life and small business group plans. Many clients bundle health, dental and vision because it’s often cheaper.
Subsidies (premium tax credits) are based on household income and size. Many people qualify without knowing it. I run the numbers for you on our first call.
This is one of my specialties: ACA subsidies based on net income, Private Health Base plans and HSA strategies that can save you money at tax time.
I’m licensed in 32+ states and growing. Just ask. If I don’t cover yours, I’ll point you to a trusted colleague who does.
Get in touch
Fast, free and no obligation. Bryan usually replies within 15 minutes during business hours.